Welcome to our financing center. At Richmond Ford Lincoln, we're ready to move mountains to help our neighbors in the Richmond, Mechanicsville, and Ashland, Virginia, areas when it's time to find the right car.

This page will introduce you to our finance center. When you visit, our team will gladly show you around our lot and showroom, go over the various options, and outline a finance plan for you, so you can look forward to heading home in your new Ford or Lincoln.

Our Financing Center

Getting financing is one of the most crucial steps of the car-buying process. It's also the last step before you can hit the road in your new or pre-owned car. Our team of Ford lease and car loan experts is here to help you along the way. Whether you're looking to purchase or lease, they'll list the different options that are ahead of you.

However, when it comes to purchasing the vehicle, we'll happily take the wheel and find you the right deal to get you started. We'll factor in your down payment and the interest rate so that you can get a sense of what your monthly payments will look like. You can easily get started by filling out our online finance application.

Our finance center also offers new and pre-owned vehicle specials. These specials help you get behind the wheel at a price point or interest rate that may work for you. We also offer service and parts specials so you can keep your vehicle in excellent shape. Ask about our specials in person or check them out online before you visit. We change them often, so be sure to check back occasionally.

Get a Head Start on Your Financing

While going through the financing process is a crucial part of the car-buying or -leasing adventure, you can actually get started before heading to our dealership. We have several tools available on our website that can help you get the most out of your car-buying experience and help you expedite the financing process.

You can even use the credit estimator to get a sense of what kind of deal we'll be able to get you. This information can help you estimate your budget and monthly payments to see if your favorite Ford works for you.

Our website also has an online payment calculator. This calculator helps you determine if a vehicle fits into you

r monthly budget-just input information like a down payment amount, vehicle cost, and approximate loan length.

Our Schedule Trade-in Appraisal allows you to schedule an appraisal of your current vehicle's worth online. We will determine how much it's worth when you arrive, so you know what we'll buy it for if you're interested in trading in your vehicle. Our website also has several resources about how to trade in your car.

If you'd like to apply from home, use our online finance application. Our finance application allows you to send us your information ahead of time so that we can get started on the paperwork. This form is encrypted, so all your information remains protected. Once we've had a chance to process your application, we can get started on the finance process before you head over to find your next car.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

When You Purchase a New Vehicle With Us

Purchasing a new vehicle is exciting. When our team has developed a financing plan for you and all the paperwork is signed, the keys are yours. So are the additional benefits that come with purchasing a vehicle from our dealership.

Every new vehicle gets our exclusive 100,000-mile warranty so that you can drive with peace of mind. You'll also re

ceive free state inspections for life and access to our extended service hours. Plus, you'll receive service coupons to help care for your vehicle.

Our dealership also runs New Owners Seminars. These seminars teach you all about your new ride and answer questions yo

u may have had since your purchase. We have some prizes to give away at each seminar, too.

Visit Our Finance Center

Are you excited to get behind the wheel of your new car? Visit our Ford financing center today. At Richmond Ford Lincoln, we're always happy to get our neighbors in the Richmond, Mechanicsville, and Ashland, VA, area the best deals on the right Ford. Contact us today to schedule an appointment or begin the financing process.


Richmond Ford Lincoln

4600 West Broad Street
Directions Richmond, VA 23230

  • Sales: (804) 474-0531
  • Service: (804) 474-0572
  • Parts: (804) 254-9290

Finance Hours

  • Monday 9:00AM - 8:00PM
  • Tuesday 9:00AM - 8:00PM
  • Wednesday 9:00AM - 8:00PM
  • Thursday 9:00AM - 8:00PM
  • Friday 9:00AM - 8:00PM
  • Saturday 9:00AM - 6:00PM
  • Sunday Closed
See All Department Hours

Dealership Hours

  • Monday 9am-8pm
  • Tuesday 9am-8pm
  • Wednesday 9am-8pm
  • Thursday 9am-8pm
  • Friday 9am-8pm
  • Saturday 9am-6pm
  • Sunday Closed

Parts Dept. Hours

  • Monday 7:00AM - 6:00PM
  • Tuesday 7:00AM - 6:00PM
  • Wednesday 7:00AM - 6:00PM
  • Thursday 7:00AM - 6:00PM
  • Friday 7:00AM - 6:00PM
  • Saturday 7:30AM - 5:00PM
  • Sunday Closed

Service Dept. Hours

  • Monday 7am-6pm
  • Tuesday 7am-6pm
  • Wednesday 7am-6pm
  • Thursday 7am-6pm
  • Friday 7am-6pm
  • Saturday 7:30am-5pm
  • Sunday Closed